{
  "id": "9f1c4b6e-3a2d-4f8b-9c1e-2a7d5e8b0c31",
  "event": "payment.failed",
  "occurred_at": "2026-07-14T09:30:00+00:00",
  "workspace_id": 42,
  "data": {
    "contact": {
      "id": "contact_demo",
      "name": "Jordan Lee",
      "email": "jordan.lee@example.com",
      "phone": "+15550142299",
      "platform": "whatsapp"
    },
    "payment": {
      "id": "pay_demo",
      "provider": "stripe",
      "reference": "sb_demo_ref",
      "provider_payment_id": "cs_demo_123",
      "amount": "49.00",
      "currency": "USD",
      "status": "failed",
      "link_url": "https://pay.demo/stripe/sb_demo_ref",
      "description": "Order #1042",
      "paid_at": null
    }
  }
}